The full-cycle AML platform

idcheck.now vs Sumsub

An honest comparison — pricing, minimums, document coverage, liveness certification, and features. Including the part most vendor-written comparisons skip: where Sumsub is genuinely the better choice.

Last updated: July 26, 2026 · Competitor data as of July 2026, from public pricing pages and market reports

Two different bets

Sumsub is a full-cycle verification and AML platform: identity verification plus transaction monitoring, case management, Travel Rule tooling, and a broad compliance suite. It publishes tiered self-serve pricing at $1.35 and $1.85 per check with monthly minimums of $149–$299 (as of July 2026); enterprise pricing above that is quote-required.

idcheck.now is a focused identity-verification API for US-focused products: deep driver's-license forensics (AAMVA PDF417 decode, barcode↔OCR cross-checks, FL/IL/WI license-number recomputation), selfie + liveness, and OFAC screening — at a public $0.99 per completed check, first 100 checks each month free, $0 monthly minimum.

Feature and pricing comparison

Anything we couldn't verify from public sources is marked "not publicly listed" rather than guessed.

Feature idcheck.now Sumsub
Pricing per check $0.99Per completed check; first 100/mo free $1.35 / $1.85Tiered self-serve plans, as of July 2026
Monthly minimums $0No minimums, no platform fees $149–$299/moDepending on plan tier
Doc coverage US driver's licenses & state IDs, all 50 statesAAMVA v01–v12 · NFC passport add-on Global — thousands of document templatesAdvertised by vendor
Liveness certification In-house presentation-attack detectioniBeta/ISO certification on roadmap Vendor-advertisediBeta / ISO 30107-3 PAD — verify current level
Sanctions screening YesOFAC SDN + DOB corroboration on every check YesFull AML suite: PEP, sanctions, adverse media
Duplicate-face network Yes1:N across a 2.6M-face network Not publicly listed
Device intelligence YesDevice signals on every session (Growth+) YesDevice intelligence advertised
Free tier Yes100 checks/mo, free forever, no card No free tierMonthly minimum applies from day one
No-sales-call signup YesSign up and verify in minutes Yes — for self-serve tiersEnterprise tier is quote-only
Hosted flow Yesverify.idcheck.now — biometrics never touch your servers Yes
REST API YesSessions, decisions, full check detail Yes
Webhooks YesSigned, hash-chained audit trail Yes

Competitor data as of July 2026, from public pricing pages and market reports. Estimates are labeled as estimates.

Where Sumsub is stronger

We wrote this section first. If any of these are must-haves for you, stop reading and go with Sumsub.

A genuine full AML platform

Sumsub goes well beyond identity verification: transaction monitoring, case management, ongoing AML screening, and Travel Rule compliance. If you need the whole compliance stack from one vendor, Sumsub is built for exactly that.

Global document coverage

Sumsub advertises thousands of document templates worldwide — Regula-grade libraries cite 15,000+. We cover US licenses/IDs in depth and NFC passports as an add-on; that's a much smaller map.

Certified liveness

Sumsub advertises iBeta / ISO 30107-3 PAD certification (verify current level with the vendor). Ours is in-house with certification on the roadmap.

Mature compliance tooling

Review queues, rule builders, and analyst workflows honed over years of production deployments with regulated fintechs and crypto platforms.

Where idcheck.now is stronger

Price

A public, flat $0.99 per completed check — first 100 each month free. Hard declines for fraud or sanctions matches are never billed.

No minimums

$0 monthly floor. Slow months cost nothing. There is no annual commit and no platform fee to amortize.

Transparent pricing

Every price is published, including an interactive cost calculator on our pricing page. No 'request a quote' wall — for any tier, including ours.

A real free tier

100 completed checks a month, free forever, no credit card. Document, selfie, liveness, and OFAC all included.

2.6M-face duplicate network

Every enrolled face is searched 1:N against a 2.6-million-face network, catching repeat fraudsters rotating identities across documents and merchants. None of the vendors in this series publicly list an equivalent.

Ungated docs and tools

Full API documentation, sandbox test sessions, and a working integration without talking to anyone. Five lines of JavaScript to a verified user.

AI-readable everything

llms.txt, machine-readable docs, and structured data on every page — built so both developers and their AI tools can evaluate us without a demo call.

So, which one?

Choose Sumsub if…

  • You need a full AML/compliance platform — transaction monitoring, case management, Travel Rule — not just identity verification.
  • You onboard globally and need document coverage across many countries.
  • A $149–$299 monthly minimum is comfortably within budget.

Choose idcheck.now if…

  • You're US-focused and want the deepest driver's-license forensics available: live PDF417 decode, barcode↔OCR cross-checks, FL/IL/WI license-number recomputation.
  • You want to start today — free tier, no credit card, no sales call — and scale at a flat, public $0.99/check.
  • You want duplicate-face detection across a 2.6M-face network included, not as an enterprise negotiation.
  • Predictable bills matter: $0 minimums, no platform fees, and fraud declines never billed.

FAQ

Common questions

Is idcheck.now cheaper than Sumsub?

Yes at most volumes. Sumsub's published tiers are $1.35–$1.85 per check with $149–$299 monthly minimums (as of July 2026). idcheck.now is $0.99 per completed check, first 100 free each month, $0 minimum. Note the comparison isn't apples-to-apples: Sumsub's price includes access to a broader AML platform.

Does Sumsub have a free tier?

No. Sumsub's self-serve plans carry monthly minimums of $149–$299 (as of July 2026), so billing starts from the first month. idcheck.now's Starter tier is free forever: 100 completed checks per month including document, selfie, liveness, and OFAC screening.

Which has better document coverage, idcheck.now or Sumsub?

Sumsub, for global coverage — it advertises thousands of document templates from many countries. idcheck.now goes deeper on US driver's licenses specifically: live PDF417 barcode forensics, barcode↔OCR cross-checks, and FL/IL/WI license-number recomputation, plus NFC passport verification as an add-on.

Test us against Sumsub — free.

100 completed checks a month, free forever. Run the same users through both and compare the decisions.